Agreed, if the rig is on the road, it needs insurance. If it is going to be trailered, then I don't see the need.
Also, food for thought, if it is liability that is a concern, an ATV can do some mean damage as well and is more likely to roll over or go out of control.
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1988 Suzuki Samurai on propane
FJ 40 axles (4.10)
5.14 tcase
36" TSL SX
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