Auto insurance, air bags

[Flxratd]

Originally Posted by Bear Chow

I carry full insurance on all my vehicles. For the record my agent said he could not, (I question maybe would not) insure a vehicle that came oem equiped with airbags, if they have been deployed. I was given the option to get they replaced, of course and then he would insure it.

It's not always about what your agent asks but what you dislose. If I insure a 1995 beat to crap jeep wrangler, it may be covered to replacement cost $2000. But that won't cover 36" tires, D44 or 60 or heaven forbid a stak.

Houses are the same. If someone where to drive up and clear out may garage. I'ld be out $$$$ in tools and parts if I didn't disclose it to my agent.

I could see where the individual agent wouldnt want to insure a vehicle that was not fully repaired from the simple fact that your best friend riding in the car with you who would never think of sueing you when you wreck said vehicle will be hiring Wilson to see that he never has to work again because he broke a nail in the ACCIDENT. Sorry wilson fortunatly i dont know many legal reps and im ok with that. :)